> ## Documentation Index
> Fetch the complete documentation index at: https://hugowallet.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Withdraw Funds from Your Hugo Wallet Account

> How to withdraw your Hugo Wallet balance to mobile money, a bank account, or a crypto wallet — with typical processing times and limits explained.

Withdrawing funds from Hugo Wallet is straightforward — you can send your balance to a Haitian mobile money account, a local bank account in a supported country, or directly to an external crypto wallet. This page walks you through each option and explains what to expect at every step.

<Note>
  **Verified accounts enjoy higher withdrawal limits.** Completing identity verification unlocks increased daily and monthly withdrawal thresholds. See [Verify Your Identity](/getting-started/verify-identity) to upgrade your account level.
</Note>

## Withdrawal Options

<Tabs>
  <Tab title="Mobile Money (MonCash / NatCash)">
    Withdraw your Hugo Wallet balance directly to your Haitian mobile money account in Haitian Gourdes (HTG). This is the fastest option for users in Haiti. Funds arrive as a mobile money credit you can use for purchases or cash out at any MonCash or NatCash agent.

    **Supported providers:** MonCash, NatCash\
    **Payout currency:** HTG (Haitian Gourdes)\
    **Typical processing time:** Under 10 minutes

    <Steps>
      <Step title="Open the Withdraw screen">
        Log in to Hugo Wallet and tap **Withdraw → Mobile Money**.
      </Step>

      <Step title="Select your provider">
        Choose **MonCash** or **NatCash** depending on your mobile money account.
      </Step>

      <Step title="Enter the destination number">
        Type the mobile number registered with your MonCash or NatCash account.
      </Step>

      <Step title="Enter the amount">
        Input the amount you want to withdraw. The app shows the equivalent in HTG at the current live rate.
      </Step>

      <Step title="Review and confirm">
        Check the summary — amount, destination number, and processing time — then tap **Confirm Withdrawal**. You will receive a transaction reference number immediately.
      </Step>
    </Steps>
  </Tab>

  <Tab title="Bank Transfer">
    Send your Hugo Wallet balance to a bank account in a supported country. Your funds are converted to the local currency of the destination account at the current exchange rate before transfer. This option is suited for larger withdrawals or users who prefer funds in a traditional bank account.

    **Supported currencies:** USD, EUR, CAD, BRL, ILS, HTG (depending on destination country)\
    **Typical processing time:** 1–3 business days

    <Steps>
      <Step title="Open the Withdraw screen">
        Log in to Hugo Wallet and tap **Withdraw → Bank Transfer**.
      </Step>

      <Step title="Enter your bank details">
        Provide your full bank account number (or IBAN for international transfers), routing number or BIC/SWIFT code, and the beneficiary name exactly as it appears on the account.
      </Step>

      <Step title="Select the destination currency">
        Choose the currency you want to receive. Hugo Wallet converts your balance at the current live rate.
      </Step>

      <Step title="Enter the amount">
        Input the amount to withdraw. The app displays the converted amount you will receive before you proceed.
      </Step>

      <Step title="Review and confirm">
        Check all details carefully — account number, currency, converted amount, and estimated arrival time — then tap **Confirm Withdrawal**.
      </Step>
    </Steps>
  </Tab>

  <Tab title="Crypto (BTC / USDT)">
    Withdraw directly to an external Bitcoin or USDT TRC20 wallet. Use this option to move funds to a self-custody wallet or another exchange.

    **Supported assets:** Bitcoin (BTC), USDT TRC20\
    **Typical processing time:**

    * BTC: 10–60 minutes (subject to network congestion)
    * USDT TRC20: 1–5 minutes

    <Warning>
      **USDT withdrawals MUST use the TRC20 (TRON) network.** Sending USDT to a wallet that only supports ERC20 (Ethereum) will result in permanent loss of funds. Hugo Wallet cannot recover tokens sent to an incompatible network. Always verify your destination wallet supports TRC20 before confirming.
    </Warning>

    <Steps>
      <Step title="Open the Withdraw screen">
        Log in to Hugo Wallet and tap **Withdraw → Crypto**.
      </Step>

      <Step title="Select the asset">
        Choose **Bitcoin (BTC)** or **USDT TRC20** as the withdrawal asset.
      </Step>

      <Step title="Paste your destination wallet address">
        Paste your external wallet address. **Never type a crypto address manually** — always copy and paste to avoid errors.
      </Step>

      <Step title="Verify the network (USDT only)">
        If withdrawing USDT, confirm your destination wallet is set to receive on the **TRC20 (TRON) network** before proceeding.
      </Step>

      <Step title="Enter the amount">
        Input the amount to withdraw. The app shows the net amount after any applicable network fee.
      </Step>

      <Step title="Review and confirm">
        Double-check the wallet address and asset type, then tap **Confirm Withdrawal**. Crypto transactions are irreversible once submitted.
      </Step>
    </Steps>
  </Tab>
</Tabs>

## Quick-Reference: General Withdrawal Flow

<Steps>
  <Step title="Go to 'Withdraw' in your dashboard">
    Log in to your Hugo Wallet account at [hugowallet.finance](https://hugowallet.finance) or open the Hugo Wallet app. From your main dashboard, tap or click **Withdraw**.
  </Step>

  <Step title="Select your withdrawal method">
    Choose from the available options: **Mobile Money**, **Bank Transfer**, or **Crypto**. The form will update based on your selection.
  </Step>

  <Step title="Enter your destination details">
    Provide the destination for your funds:

    * **Mobile Money:** Enter the mobile number registered with MonCash or NatCash.
    * **Bank Transfer:** Enter your bank account number, routing/IBAN details, and beneficiary name.
    * **Crypto:** Paste the full wallet address for BTC or your TRC20 USDT address. Never type a crypto address manually.
  </Step>

  <Step title="Enter the amount">
    Type the amount you want to withdraw. The app will display the equivalent in the destination currency using the current live exchange rate.
  </Step>

  <Step title="Review fees and estimated arrival time">
    Hugo Wallet will show you a full summary before you proceed — including any applicable fees, the converted amount, and the estimated time for funds to arrive. Review this carefully.
  </Step>

  <Step title="Confirm the withdrawal">
    If everything looks correct, tap **Confirm Withdrawal**. You will receive a confirmation notification and a transaction reference number. You can track the status of your withdrawal from the **Transaction History** section of your dashboard.
  </Step>
</Steps>

## Processing Times Summary

| Method                           | Typical Arrival Time |
| -------------------------------- | -------------------- |
| Mobile Money (MonCash / NatCash) | Under 10 minutes     |
| Bank Transfer                    | 1–3 business days    |
| Bitcoin (BTC)                    | 10–60 minutes        |
| USDT TRC20                       | 1–5 minutes          |

<Note>
  Bank transfers may take longer during weekends and public holidays, as interbank processing typically resumes on the next business day.
</Note>

## Withdrawal Limits

Hugo Wallet enforces daily and monthly withdrawal limits to protect your account. Your current limits depend on your verification level:

* **Unverified accounts:** Lower daily and monthly limits apply.
* **Verified accounts:** Significantly higher limits are available after completing identity verification.

To increase your limits, complete the identity verification process — visit [Verify Your Identity](/getting-started/verify-identity) for step-by-step instructions.

<Tip>
  If you need to make a large withdrawal that exceeds your current limits, verify your identity first. Verification is quick and unlocks the full range of Hugo Wallet features.
</Tip>